black-gives-back-coverAlthough we’re living in uncertain economic times, most Americans are optimistic about their financial future. However, in DC where I live, a recent study conducted by Nationwide Insurance and The Smiley Group revealed that nearly half of African Americans in DC say they are not taking any steps to better their financial circumstances. This includes not having a written financial plan, not knowing where to start when it comes to financial planning, and not having a financial advisor- because they think they don’t need or can’t afford one.



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